Effective Date: January 23, 2026
Welcome to Goldsmith Capital Group. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our services.
By accessing or using the services provided by Goldsmith Capital Group, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. If you are using our services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
Goldsmith Capital Group provides mortgage lending, credit repair, and related financial services as described on our website. The specific services available may vary and are subject to change at our discretion. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.
To use our services, you must be at least 18 years of age and have the legal capacity to enter into binding agreements. By using our services, you represent and warrant that you meet these eligibility requirements.
When using our services, you agree to:
All content, trademarks, logos, and intellectual property displayed on our website are the property of Goldsmith Capital Group or our licensors. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
Our total liability for any claims arising from your use of our services shall not exceed the amount you paid to us, if any, during the twelve (12) months preceding the claim.
We do not warrant that our services will be uninterrupted, error-free, or secure, or that any defects will be corrected.
You agree to indemnify, defend, and hold harmless Goldsmith Capital Group, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your use of our services, your violation of these Terms, or your violation of any rights of a third party.
We reserve the right to suspend or terminate your access to our services at any time, with or without cause, and with or without notice. Upon termination, your right to use our services will immediately cease.
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Kentucky, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts located in Jefferson County, Kentucky.
Any dispute, controversy, or claim arising out of or relating to these Terms shall first be attempted to be resolved through good-faith negotiation. If the dispute cannot be resolved through negotiation, the parties agree to submit to binding arbitration in accordance with the rules of the American Arbitration Association.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
These Terms constitute the entire agreement between you and us regarding the use of our services and supersede all prior agreements, understandings, and communications, whether written or oral.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after any modifications indicates your acceptance of the updated Terms. We encourage you to review these Terms periodically.
If you have any questions about these Terms and Conditions, please contact us: